| Quarantine Diaries Week 4
||[Apr. 9th, 2020|11:31 am]
Šodien no ECB: "Pirmkārt, veicam plašus mērķpasākumus, lai nodrošinātu, ka likviditāte sasniedz tos, kam tā visvairāk vajadzīga. Mūsu jaunā mērķaizdevumu iespēja piedāvā bankām likviditāti aptuveni līdz 3 triljonu eiro apjomā ar negatīvu procentu likmi (līdz pat –0,75%). Tā ir viszemākā procentu likme, kādu jebkad esam piedāvājuši."|
March 16 (kamēr visi teicamnieki šausminājās par kaut ko.. aizmirsu ko ... šīs notika (no Forbes):
Reserve Requirements cut to Zero!
"Going back in all of history, banks have been required to hold reserves against their assets - which are loans and securities. It’s simple – banks set aside a percentage of their assets as reserve and kept it in gold (for most of recorded history) or as cash at the Federal Reserve. This is a fundamental pillar of fractional reserve banking. Conceptually, the reserve gives depositors confidence that when they show up to take their money back, there will be cash to give them. It hasn’t always been nearly enough and if depositors get wary, they “run” to the bank to withdraw their money. Please re-watch “It’s a wonderful Life’ to see what happens during a bank run. It’s not pretty. It hasn’t just happened in black and white either.
There were runs in 2007 and 2008 as depositors feared for their funds at several banks.
During the over 100+ years of Fed history, they have mandated the bank reserve ratio. Manipulation of the reserve requirement ratio has been one of their most powerful tools. That ratio was north of 20% through most of the first fifty years of the Fed (including the great depression). It had made its way down to 10% - that was before today. Until further clarification or notice, banks need not hold any reserve against their assets. This means that banks could theoretically continue making loans to infinity.'
auč! Esam ne tikai atgriezušies divpadsmit gadus senā pagātnē, bet nokrituši vēl zemāk?
Kādā ziņā? Banku sekotorā nekaunībā, jā :)
Bet okay jau divi cilvēki ir nomiruši...
Jā, ar bankām paliek vēl sliktāk.
|Date:||April 9th, 2020 - 10:24 pm|| |
Īstais brīdis dibināt savu banku. CiboBank.